Banking, finance and capital markets
Blockchain and crypto
Addressing the evolving regulatory landscape of cryptocurrencies and tokens including NFTs and other crypto assets, we provide legal analysis and licensing support under the MiCA Regulation, ensuring compliance with legal and emerging industry standards.
Capital markets and securities
We offer comprehensive legal advice regarding the issue of securities covering shares, bonds and promissory notes, and more complex financial instruments such us options, derivatives, forwards, swaps. Our services include documents drafting (in particular, emission conditions, contractual documentation with arranger, security agent, administrator), representation at the Czech National Bank concerning the approval of the securities prospectus, and support for entry on the Prague Stock Exchange or other regulated securities market.
Crowdfunding
Navigating the regulatory landscape of public fund financing, we offer tailored legal advice on crowdfunding, encompassing business model assessment, licensing applications, and contractual relationship structuring.
Financial regulation
We specialize in advising on financial regulation matters affecting banks and other financial market participants. We provide guidance on the interpretation and implementation of extensive regulatory requirements in the areas of banking, investment, payment, crowdfunding, and other regulated financial services. We prepare license applications, including all required annexes, and assist in setting up appropriate governance and control systems, internal processes and procedures, including an effective risk management framework.
Fintech (PIs, EMIs and other providors)
In area of payment services regulation, we represent a variety of companies from the fintech sector, such as payment gateways, providers of innovative payment solutions, e-commerce platforms, and other entities. We represent them in licensing and other administrative proceedings, and provide comprehensive legal support, including the preparation of contractual documentation and the implementation of regulatory requirements.
Investment services (banks, brokers, intermediaries, investment companies and funds)
We are actively engaged in providing investment services, primarily in accordance with the Act on Business in the Capital Market (ZoPKT), the Act on Investment Companies and Investment Funds (ZISIF), and other applicable regulations. We represent clients in licensing and other administrative proceedings before the Czech National Bank, address a wide range of regulatory and corporate matters related to the management of investment funds, and draft and review investment documentation that complies with both legislative requirements and established market practice. We assist with structuring share classes for newly established joint-stock companies with variable capital (SICAV), implement new legislation, and provide support in the area of compliance.
Consumer loans (banks, non-bank providers)
We advise on the consumer loan regulations pursuant to Act No. 257/2016 Coll., on Consumer Credit, including compliance assessments and license application support. Our expertise encompasses regulatory impact analysis and representation at the Czech National Bank.
Financing transactions
Acting for both domestic and international lenders and borrowers, we provide end-to-end legal support in loan transactions. Our services encompass legal due diligence, loan and security documentation drafting, and facilitating requisite security collateral arrangements.